Permanent Coverage

When buying life insurance, one of decisions you'll be faced with is to buy term or permanent insurance. 

The question you need to ask yourself is, will I need some coverage for the rest of my life? 

If you answer like most people, you'll say YES.  If the answer is yes, then you need some permanent life insurance; maybe just enough to cover your final expenses. 

A $10,000 to $25,000 policy would suffice for these purposes. 

The good thing about permanent life insurance is you can lock in your rate for life.  No matter what happens to your health, your rate will not change. 

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