Rising costs

According to the National Funeral Directors Association, the average cost of a funeral in 2006 was $7,323.
And, this cost does not include the cemetery plot, monument, flowers, obituary, or other cash expenses, which
could push the cost well over $10,000.

Why burden your family with these costs at a time when they already have many other concerns?  With a good final
expense plan, you can help reduce the worry your family will experience when you die by putting the money in place,
so that it's available when they need it most.

Why Whole Life Insurance?

Whole Life Insurance offers guaranteed coverage for life to protect your loved ones by helping them pay any final expenses and other costs incurred at your death.  And, the premiums NEVER go up.  They remain level for the remainder of your life no matter what happens to your health.  Your whole life policy also provides your loved ones with an income tax free death benefit.

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Permanent Coverage

When buying life insurance, one of decisions you'll be faced with is to buy term or permanent insurance. 

The question you need to ask yourself is, will I need some coverage for the rest of my life? 

If you answer like most people, you'll say YES.  If the answer is yes, then you need some permanent life insurance; maybe just enough to cover your final expenses. 

A $10,000 to $25,000 policy would suffice for these purposes. 

The good thing about permanent life insurance is you can lock in your rate for life.  No matter what happens to your health, your rate will not change. 

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The New Busy is not the too busy. Combine all your e-mail accounts with Hotmail. Get busy.